**Terms & Conditions**
By accessing or using this website and our products or services, you agree to the following terms.
### 1. Use of Website
You agree to use this website lawfully and not interfere with its operation.
---
### 2. Intellectual Property
All content, templates, frameworks, tools, and materials are the intellectual property of Elise Hodge.
---
### 3. Licence to Use Materials
We grant you a limited, non-exclusive, non-transferable licence to access and use our materials for your personal or internal business use only.
You may not:
* Copy, reproduce, or distribute materials
* Resell or sublicense any content
* Share access with others
---
### 4. Prohibited Conduct
You agree not to:
* Share login credentials
* Use our content for commercial redistribution
* Attempt to reverse engineer, copy, or replicate our products
---
### 5. Products & Services
We provide digital products, educational content, and memberships for informational purposes only.
---
### 6. No Guarantees
We do not guarantee specific results.
Outcomes depend on individual effort, experience, and external factors.
---
### 7. Payments & Subscriptions
* Prices are listed in AUD unless otherwise stated
* Payment is required in full unless otherwise stated
* Subscriptions renew automatically unless cancelled
---
### 8. Memberships
Memberships (including Skool communities) are billed on a recurring basis.
You may cancel at any time.
Access will continue until the end of your billing period.
We reserve the right to suspend or terminate access if these terms are breached.
---
### 9. Refund Policy
All purchases are subject to our Refund Policy.
---
### 10. Limitation of Liability
To the maximum extent permitted by law:
We are not liable for:
* Indirect or consequential loss
* Loss of income, revenue, or business opportunities
Our total liability is limited to the amount paid for the product or service.
---
### 11. Indemnity
You agree to indemnify and hold harmless Elise Hodge from any claims, losses, or damages arising from your use of our products or services.
---
### 12. Termination
We may suspend or terminate your access at our discretion if you breach these terms.
---
### 13. Changes to Terms
We may update these terms at any time. Continued use constitutes acceptance.
---
### 14. Governing Law
These terms are governed by the laws of Australia.
